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Protecting families, businesses, and futures across Sheboygan and beyond with trusted insurance services for nearly 50 years.


Why Choose Key Insurance?

Trusted Coverage. Local Expertise. Personal Service.

At Key Insurance, we specialize in providing customized personal insurance, business insurance, life insurance, health plans, Medicare solutions, and group benefits. Our Sheboygan-based team understands the unique needs of Wisconsin residents and small businesses. We are committed to protecting what matters most — with policies tailored just for you.

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Key Insurance Services could easily get more than 5 stars. Working with David and his professional, kind and caring staff was absolutely fantastic!! David had a new policy drawn up in a few days with my current Insurance company and saved me a lot of money on my Auto and Renters insurance. Everyone at Keys were there to help me out in a time of need with no questions asked!! You just don’t see this happening everyday anymore!! I HIGHLY RECOMMEND CALLING TO SEE WHAT KEY INSURANCE SERVICES CAN HELP YOU WITH!! YOU WON’T BE DISAPPOINTED.

Scott W

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I would just like to echo another person’s experience with Key Insurance and say that it’s a definite hometown feel working with Key Insurance. Phil, you got me such a great rate with Erie, which really reflects my lifestyle taking care of my elderly mother, and just this week, you called to check on me because your system noticed that I tried to reach you last Friday when your office was closed. Whaaaat?! lol! I was genuinely touched by your high level of service to see that my needs were being met, when I didn’t even leave you a message. Wow, Phil! Thanks from the bottom of my heart to everyone at Key. You’ve always been so thorough and kind through my years with your company. Happy Thanksgiving, everyone! Sure am grateful to do business with such a great company. Definite 5-Stars!

Karen K

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Key insurance is amazing. Everyone there is super friendly and work hard to do everything they can to get you the best rate! They go out of their way for excellence. May God bless them for the amazing people that they are an amazing work they do!

Jason L

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Recent News & Updates

The back of a car is full of luggage and a cooler
By duda August 1, 2024
Did you know that nearly 82% of American adults plan to travel this year? With so many people hitting the road, it's more important than ever to prioritize safety, especially since over 30% of all fatal crashes occur between June and August. To help you and your loved ones stay safe on the roads this summer, here are some essential tips to keep in mind: 1. Plan Ahead Before you start your journey, plan your route and check the weather conditions. Ensure your vehicle is in optimal condition by scheduling a maintenance check-up to inspect tires, brakes, fluids, and lights. 2. Buckle Up Seat belts save lives. Data shows they reduce front-seat passenger deaths by 45%. Make sure all passengers, including children, are properly restrained in seat belts or appropriate car seats. 3. Avoid Fatigue Long hours of driving can lead to fatigue, impairing your ability to react quickly. Take regular breaks, switch drivers, and get adequate rest before starting your trip. 4. Stay Alert Pay attention to road signs, traffic signals, and other drivers. Avoid distractions such as texting, eating, or adjusting the music while driving. 5. Watch for Pedestrians and Bicyclists With more people outdoors during the summer, be vigilant for pedestrians and bicyclists, especially in urban areas and near parks. 6. Be Prepared for Emergencies Carry a roadside emergency kit with essentials such as water, non-perishable snacks, a flashlight, jumper cables, and a first aid kit. Program emergency numbers into your phone and keep a physical map in case of GPS failure. 7. Avoid Impaired Driving Never drive under the influence of alcohol or drugs. Designate a sober driver or use alternative transportation if you plan to consume alcohol. By following these safety tips and remaining vigilant on the roads, we can all contribute to reducing the number of traffic accidents and fatalities during the summer months. Stay safe and enjoy your travels!
A person is holding a tick on their finger in front of a dog.
By duda July 10, 2024
Tickborne illnesses are a growing concern, especially if you love spending time outdoors. Whether you enjoy hiking, gardening, or simply lounging in your backyard, it's important to take steps to protect yourself from these tiny but dangerous pests. Here’s a comprehensive guide on how to safeguard yourself from ticks in seven easy steps. 1. Be Aware of Ticks Ticks are typically found in wooded or brushy areas. Blacklegged ticks (also known as deer ticks) prefer wooded or brushy areas, while American dog ticks (wood ticks) are more common in grassy, open habitats and woods. Knowing the types of ticks and their habitats can help you stay vigilant. 2. Use Tick Repellent Choosing the right tick repellent is crucial. Opt for an EPA-registered product to ensure safety and effectiveness against tick bites. Products containing permethrin are highly recommended for use on clothing and gear, especially if you spend a lot of time in wooded areas. Remember, permethrin should not be applied to the skin. Standard DEET-based products are another effective option. Use products with no more than 30% DEET for adults and children, but avoid using DEET on infants under two months old. Always follow the manufacturer’s directions for application. 3. Check for Ticks Regularly Perform thorough tick checks at least once a day, especially after spending time outdoors. Ticks need to be attached for 1-2 days to transmit Lyme disease, so frequent checks can significantly reduce your risk. Bathing or showering after coming indoors can help wash off ticks that are not yet attached. Pay close attention to hard-to-see areas like behind your knees, the groin area, and armpits. If you find a tick, remove it immediately using tweezers to grasp the tick by its head, close to the skin, and pull outward slowly and steadily. Clean the area with soap and water afterwards. 4. Protect Your Pets Pets can also carry ticks into your home, so it’s important to use tick repellents for them as well. Consult your veterinarian for safe and effective options. Check your pets daily for ticks and remove any found immediately. A Lyme disease vaccine is available for dogs but doesn’t protect against other tickborne diseases. Regular tick checks and repellent use are still necessary. 5. Check Clothing and Gear Ticks can latch onto your clothing and gear. Before bringing items indoors, check them thoroughly for ticks. Tumble dry clothes and gear on high heat for at least 10 minutes to kill any ticks. If items are damp or need washing first, additional dryer time may be required. 6. Practice Basic Landscaping If you live in an area with ticks, some simple landscaping techniques can help reduce tick populations around your home. Keep your lawn and trails mowed short, remove leaf litter, and clear brush around your house and yard edges. Placing children's play sets in sunny, dry areas and creating a barrier (such as a three-foot wide border of wood chips) between your lawn and the woods can also help keep ticks at bay. 7. Stay Informed and Prepared Educate yourself about the presence of ticks in your area and stay updated on the latest prevention techniques. Utilize resources like the EPA’s website to find the best tick repellents for your needs. By staying informed and taking proactive steps, you can enjoy the outdoors while minimizing the risk of tickborne illnesses. Taking these simple yet effective steps can significantly reduce your risk of tickborne diseases. Stay safe, stay vigilant, and enjoy the great outdoors!
A group of people are watching fireworks in the night sky
By duda July 3, 2024
Summer is synonymous with barbecues, parades, and, of course, fireworks. While these vibrant displays can bring joy and excitement, they also pose significant risks. The National Safety Council advises everyone to enjoy fireworks at public displays conducted by professionals, as they are both spectacular and safe. Here at Insurance by the Woods, we want to ensure you have a safe and enjoyable summer. Here’s a guide on how to handle fireworks safely if you choose to use them at home. Why Firework Safety Matters Every year, thousands of people are injured by fireworks badly enough to require medical treatment, with many of these injuries affecting children and young adults. Fireworks are not only a risk to personal safety but also a fire hazard, starting an average of 19,000 fires annually. Therefore, it is crucial to follow safety guidelines to prevent accidents and injuries. Fireworks Safety Tips If consumer fireworks are legal to buy in your area and you choose to use them, follow these essential safety tips: Adult Supervision: Never allow young children to handle fireworks. Older children should use them only under close adult supervision. Sober Use: Never use fireworks while impaired by drugs or alcohol. Protective Gear: Anyone using fireworks or standing nearby should wear protective eyewear. Safe Handling: Never hold lighted fireworks in your hands and never light them indoors. Always use them away from people, houses, and flammable materials. Proper Lighting Techniques: Only light one device at a time and maintain a safe distance after lighting. Never ignite devices in a container and do not try to re-light or handle malfunctioning fireworks. Disposal of Fireworks: Soak both spent and unused fireworks in water for a few hours before discarding. Keep a bucket of water nearby to fully extinguish fireworks that don't go off or in case of fire. Avoid Illegal Fireworks: Never use illegal fireworks. Stick to legal, consumer-grade fireworks and always follow the manufacturer's instructions. Sparklers: Not as Safe as They Seem Sparklers are often seen as a safer option for children, but they can be very dangerous. Sparklers burn at about 2,000 degrees—hot enough to melt some metals. They can quickly ignite clothing and cause severe burns if dropped. According to the National Fire Protection Association, sparklers alone account for more than 25% of emergency room visits for fireworks injuries, with young children under 5 years old being particularly vulnerable. Consider using safer alternatives such as glow sticks, confetti poppers, or colored streamers to keep the festive spirit alive without the risks associated with sparklers. Enjoy Public Displays For the safest experience, consider enjoying fireworks at public displays conducted by professionals. These events are typically organized with extensive safety measures in place, allowing you to enjoy the show without the risk. Fireworks can be a thrilling part of summer celebrations, but they require careful handling to ensure everyone’s safety. By following these safety tips, you can help prevent accidents and injuries. Remember, the safest way to enjoy fireworks is to leave them to the professionals. Have a happy and safe summer from all of us at Insurance by the Woods!
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Local Roots, Local Commitment

Key Insurance is rooted in the hardworking spirit of Sheboygan, Port Washington, Cascade, and the surrounding areas. We believe in strong relationships, community focus, and providing dependable protection for every stage of life.Our local experts are here to help you find the perfect insurance plan.