Understanding condo association/townhome/hoa insurance
condo association/townhome/hoa coverage is designed to protect you from financial risks and liabilities. Whether safeguarding your assets, ensuring compliance, or providing peace of mind, our policies are tailored to suit your specific needs.
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Primary Coverage
Personal Asset Protection
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FAQ
What does HOA Insurance cover?
It covers common areas, general liability, and property damage for condominium and homeowners associations.
Does HOA Insurance cover individual condo units?
No, homeowners need their own policies for personal units, while the HOA policy covers shared spaces.
Is Directors & Officers (D&O) coverage included?
Many HOA policies offer optional D&O coverage to protect board members from liability claims.