
What is SR-22 Insurance?
SR-22 insurance isn’t a special policy—it’s a certificate your insurer files with the state to prove you have the minimum required auto liability coverage after certain violations. Get back on the road legally and confidently.
Cover Yourself From:
State Filing Requirements
License Reinstatement Liability
Court-Mandated Proof of Insurance
Accident Liability
Uninsured/Underinsured Motorist Coverage
Legal Defense Fees
FAQ
What is an SR-22?
An SR-22 is a certificate your insurer files with the state to prove you carry the required auto liability coverage, often after a DUI or major violation.
Who needs an SR-22?
Drivers convicted of certain offenses—like DUI, reckless driving, or driving uninsured—may be required to maintain an SR-22 for several years.
Does it increase my insurance cost?
Yes, needing an SR-22 usually means higher premiums, but the form itself is inexpensive. Shopping around can help you find the best rate.
How long do I need to carry an SR-22?
Requirements vary by state, but it’s typically 3 years. Don’t let your policy lapse, or the clock may restart!